Scott AFB - Airman & Family Readiness Center
Scott AFB - Airman & Family Readiness Center


This site is a public service by the Scott AFB, Airman & Family Readiness Center.

The presence of commercial and external hyperlinks doesn't constitute endorsement by the A&FRC, Scott AFB, AMC, the USAF, or the Department of Defense (DoD), of the external web site, or the information, products or services contained therein.


Eligibility Statement: DoD Personnel & families - including military members, all Service & Guard, Reserve, military retirees, DoD civilians, NAF personnel & immediate family members. Other uniformed services include US Coast Guard, National Oceanic & Atmospheric Administration, uniformed State Department personnel, Public Health Service personnel & members of units assigned or attached to a US installation.



Contact us at:

Call us at: (618) 256-8668

Website is in partnership with:



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Personal Financial Readiness

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The A&FRC offers information, education, and personal financial guidance to help individuals and families maintain financial readiness. The Scott AFB center has one staff member that is a certified personal financial counselor.


  • Mandatory First Duty Station Training: Within  the first 90 days of arrival to Scott AFB will provide first duty  station officer and enlisted personnel information to maintain financial stability and reach financial goals.
    • Topics: understanding pay and entitlements, banking and allotments, checkbook management, budgeting and saving, insurance, credit management, car buying, etc.
  • Pre-Deployment: Prior to deployments exceeding four weeks the A&FRC will assist members  to establish an extended absence financial plan for personal readiness preparation.


Setting Up A Financial Appointment


We’re glad you have reached out for assistance! We look forward to assisting you!


  • To help you, we need to get a snapshot of where you are financially. Download the Budget Worksheet and save the spreadsheet to your computer. Save the file as your last name (for example: Smith.xls or Jones.xls).


FPW 12 Month Budget.xls
Microsoft Excel sheet [144.0 KB]
Spending Plan Worksheet.xlsx
Microsoft Excel sheet [164.5 KB]
  • Open the spreadsheet and complete it to the best of your ability. The worksheet should take no longer than 30 – 45 minutes to accomplish. You may need to review your bank statement to calculate your monthly expenditures. Please don’t worry about having exact numbers; we need a starting point.
  • Save the file after entering all your information.
  • Email the saved completed spreadsheet, as an attachment, to this address: as soon as you can.
    In your email, state the purpose of your appointment and let us know if you were referred to us by someone in your Chain of Command.
  • We will schedule you for an appointment.
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