Scott AFB - Airman & Family Readiness Center
Scott AFB - Airman & Family Readiness Center

Note

This site is a public service by the Scott AFB, Airman & Family Readiness Center.

The presence of commercial and external hyperlinks doesn't constitute endorsement by the A&FRC, Scott AFB, AMC, the USAF, or the Department of Defense (DoD), of the external web site, or the information, products or services contained therein.

 

Eligibility Statement: DoD Personnel & families - including military members, all Service & Guard, Reserve, military retirees, DoD civilians, NAF personnel & immediate family members. Other uniformed services include US Coast Guard, National Oceanic & Atmospheric Administration, uniformed State Department personnel, Public Health Service personnel & members of units assigned or attached to a US installation.

 

 

Contact us at: aafrc@us.af.mil

Call us at: (618) 256-8668

Website is in partnership with: http://www.375fss.com/

 

 



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STAY WARM, SPEND LESS!  TIPS THAT WILL HELP YOU STAY TOASTY-WITHOUT ICING YOUR WALLET

 

*GET YOUR DUCTS IN A ROW: Sealing the ductwork in your home is a great way to improve efficiency because 25 to 40 percent of the air is lost through leaks. 

 

*HEATING UNIT: 50% of U.S homes have a heating source older than 10 years old.  New heating systems could improve efficiency by 97%.

 

*SETTINGS: Lowering your thermostat by 15 degrees at night could save you 5 to 15 percent per year on your heating bill.  The average cost of electricity in U.S. homes last year was 12.4 cents, according to the U.S. Energy Information Administration.

 

*ANNUAL BILL: The annual bill for energy spending in the home per person, from the Department of Energy is $750, which is 2.7% of the average amount of household income spent on a home's energy bill.

 

*ATTIC: Adding insulation in your attic is the top energy-saving move.

 

*DRAFTS: You can lose a lot of heat through leaks around windows, doors, and electrical outlets.  Try using the smoke from a stick of incense to see where the drafts are coming from.

 

*WATER HEATER: You can save nearly $60 annually just by turning down the temperature of your water heater from 140 degrees F. to 120 degrees F.

 

3 Last Minute Tax-Related Money Savers:

 

*CONTRIBUTE TO AN IRA: You have until 15 April to contribute to a 2014 traditional IRA, potentially reducing your taxable income.  The maximum deductible contribution is $5500 for those under age 50 and $6500 for those age 50 and older.  Your deduction will be limited based on income and whether you or your spouse has a retirement plan at work.  Do you own a small business?  Then you might be eligible higher income and contribution limits through a simplified employee pension (SEP) IRA or a Savings Incentive Match Plan (Simple) IRA. Go to irs.gov and search for IRS Publication 590, "Individual Retirement Arrangements," for details on contributions and income limits.

 

*GIVE TO THE IRA OF A YOUNG RELATIVE OR SOMEONE ELSE STARTING OUT: Lower-income workers of all ages will benefit in three ways: more savings, less taxable income, and, if they're not medically insured through your plan or one at work, a larger health care subsidy.

 

*DEPLETE LAST YEAR'S FLEXIBLE-SPENDING ACCOUNT: Depending on your employer's rules, you might have until March 15 to use the remaining balances on allowable medical expenses. 

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SAFB Command & Control -- 256-5891

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